Own it now, pay later - How it works.

Apply in minutes for your Zip account online, via checkout or using our mobile app.

Get it now, but spread your purchase across 4 equal fortnightly payments.

Every purchase you make with Zip is interest free. Online or instore.

How to shop with Zip

Zip gives you the freedom to own it today. No fuss, no wait, no worries.

Shopping Online

  • Browse stores that accept Zip online.
  • Choose 'Zip' as your payment method at checkout.
  • Create your account or sign in to complete your purchase.

Shopping Instore

  • Download our App and find an instore retailer.
  • Create an instore code to show at checkout.
  • Scan the barcode and approve purchase when ready to pay.